body {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	margin-right: 0px;
	margin-top: 0px;
	margin-left: 0px;
	background-color: #FFFFFF;
}
li {  
	padding-left: 10px;
	font-family: Arial, Helvetica, sans-serif;
	font-size: small;
	color: #000000;
}
ul {
	margin: 0;
	padding: 0;
}
a	{
	text-decoration: none;
	color: #000000;
	padding-bottom: 6px;
	padding-top: 6px;
} 
a.one:visited {
	color: #FFFFFF;
	padding-right: 14px;
	padding-left: 14px;
	font-weight: bold;
	background-image: url(../images/butoff.gif);
	background-repeat: no-repeat;
}
a:hover {
	text-decoration: underline;
	color: #333366;
	padding-bottom: 6px;
	padding-top: 6px;
}
a:link {
	text-decoration: none;
	color: #333366;
}
a.one:link {
	color: #FFFFFF;
	padding-right: 14px;
	padding-left: 14px;
	font-weight: bold;
	background-image: url(../images/butoff.gif);
	background-repeat: no-repeat;
}
a.start:link {
	color: #FFFFFF;
	padding-right: 14px;
	padding-left: 14px;
	font-weight: bold;
	background-image: url(../images/but_start.gif);
}
a.start:visited {
	color: #FFFFFF;
	padding-right: 14px;
	padding-left: 14px;
	font-weight: bold;
	background-image: url(../images/but_start.gif);
}
a.start:hover {
	text-decoration: underline;
	background-image: url(../images/start_hover.gif);
	font-weight: bold;
	color: #33366;
}
a.on:link {
	color: #333366;
	padding-right: 14px;
	padding-left: 14px;
	font-weight: bold;
	background-image: url(../images/buton.gif);
	background-repeat: no-repeat;
	}
a.on:visited {
	color: #333366;
	padding-right: 14px;
	padding-left: 14px;
	font-weight: bold;
	background-image: url(../images/buton.gif);
	background-repeat: no-repeat;
	}
a.starton:link {
	color: #333366;
	padding-right: 14px;
	padding-left: 14px;
	font-weight: bold;
	background-image: url(../images/buton_start.gif);
	background-repeat: no-repeat;
	}
a.starton:visited {
	color: #333366;
	padding-right: 14px;
	padding-left: 14px;
	font-weight: bold;
	background-image: url(../images/buton_start.gif);
	background-repeat: no-repeat;
	}
a.one:hover {
	text-decoration: underline;
	background-image: url(../images/but_on.gif);
	font-weight: bold;
	color: #33366;
} 
.text-right {
	background-image: url(../images/04-m-b24cnr.gif);
	background-repeat: no-repeat;
	font-size: 10px;
	padding-right: 10px;
}

span.right {
	padding-left: 70px;
}

#header {
	background-color: #45599E;
	height: 95px;
	background-image: url(../images/back.gif);
	padding: 0px;
}

/*  top navigation starts */

#bar {
	border-bottom: 2px solid #FFF;
	border-top: 2px solid #FFF;
	background-color: #FFFFFF;
	padding: 0;
	height: 23px;
	display: block;
}
#topnav {
	background-color: #333366;
	line-height: 23px;
	font-size: 0.7em;
	padding: 0;
}

#topnav #left {
	float: left;
	background-color: #A3A9AB;
	padding-left: 1em;
}

#topnav #right {
	float: right;
	paddding-right: 1em;
}

/*  top navigation ends */
/*  footer starts */

#footer {
	text-align: center;
	font-size: 0.6em;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	color: #FFFFFF;
	background-color: #11375F;
	padding-top: 2px;
	padding-bottom: 5px;
	border-bottom: 1px solid #000;
	border-top: 1px solid #000;
}
#footer a {
	COLOR: #FFFFFF; PADDING-TOP: 4px; TEXT-DECORATION: underline;
}
	/*  footer ends */
	
#est {
	text-align: right;
	font-size: 0.6em;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	color: #FFFFFF;
	background-color: #11375F;
	padding-right: 10px;
	padding-bottom: 3px;
	font-weight: bold;
}

#layout {
	padding: 0px;
}

.clearer {
	clear: both;
	height: -2px;
	line-height: 0;
}
.clearerbot {
	clear: both;
	height: 4px;
	line-height: 0;
}

#desktop2 {
	float: left;
	width: 600px;
	padding-left: 5px;
	padding-right: 5px;
}
#desktop2 h2 {
	font-size: large;
	font-weight: bold;
	color: #003366;
	padding-top: 7px;
	padding-left: 5px;
}
#desktop2 h3 {  
	padding-left: 5px; 
	font-size: medium; 
	font-weight: bold; 
	color: #666666;
	}
#desktop2 h4 {
	font-size: small;
	font-weight: bold;
	color: #666666;
	padding-top: 7px;
	padding-left: 5px;
}
#desktop2 h5 {

	font-size: small;
	font-weight: bold;
	color: #000000;
	padding-top: 7px;
	padding-left: 5px;
}
#desktop2 li {  
	padding-left: 10px;
	font-family: Arial, Helvetica, sans-serif;
	font-size: small;
	color: #000000;
}
#desktop2 p { 
	padding-left: 5px; 
	font-family: Arial, Helvetica, sans-serif; 
	font-size: small;
} 

#desktop2 ul {
	margin: 0;
	padding: 0;
}
.dots {
	list-style-type: disc;
	margin: 20px;
}
#container {
	padding: 0px;
	width: 100%;
}

#desktop2 A {
	PADDING-BOTTOM: 4px; COLOR: #CC0000; PADDING-TOP: 4px; TEXT-DECORATION: underline;
}
#desktop2 A:visited {
	TEXT-DECORATION: underline;
	color: #666666;
}
#desktop2 A:hover {
	COLOR: #000000; TEXT-DECORATION: none;
}
/*  table formatting starts */

#desktop2 td {
	font-family: Arial, Helvetica, sans-serif;
	font-size: small;
}
#desktop2 td.ttitle {
	background-color: #CCCCCC;
}
#desktop2 td.tbborder {
	text-align: center;
	background-color: #EEEEEE;
}
#desktop2 td.borderbk {
	text-align: center;
	font-weight: bold;
	background-color: #FFFFFF;
	border: 1px solid #CCCCCC;
}

#desktop2 td.tbborder { 
	border: 1px solid #CCCCCC;
	text-align: center;
	background-color: #EEEEEE;
}
#desktop2 td.ttitlewht {
	text-align: center;
	background-color: #FFFFFF;
	font-weight: bold;
	border: 1px solid #CCCCCC;
}
/*  table formatting ends */
